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The Baroda City Co- Operative Bank, Baroda
The Baroda City Co- Operative Bank, Baroda Gujarat
The Baroda City Bank The Baroda City Co- Operative Bank The Baroda City Co- Operative Bank in Vadodara The Baroda City Co- Operative Bank  in Gujarat
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LOANS & ADVANCES : RATES OF INTEREST [ Effective From 01-01-2019]

Sr. No.

Particulars

Rate of Interest

1

Against Govt. Securities

 

NSC/KVP

12.00%

2

Gold Loan

10.50%

3

Hire Purchase Loan & Individual Hire Purchase Loan

 

For Doctor (MACINERY & EQUIPMENT)

9.50%

 

Car Loan for Doctor (on road 90%)

8.80%

 

For Others (Two wheeler, Consumer Durable items)

9.50%

 

Car Loan for Public

8.80%

 

For Commercial Purpose (Machinery, comm. Vehicle)

9.50%

4

Cash Credit  &  Hypothecation Cash Credit

 

 

1 to 5.00 Lacs 11.50%

 

Above Rs.5.00 Lacs & upto Rs.100.00 Lacs 11.15%

 

Above Rs.100.00 Lacs 11.00%

5

Over Draft 12.00%

6

Personal Guarantee Loan to Share Holders Rs.50000=00 12.00%

7

Individual Personal Loan upto Rs.50000=00 14.00%

8

Housing New Loan for new house purchase& for Renovation 9.50%

9

Mortgage Loan 11.50%
10 For Doctors(New Building for Hospital & Clinic, office, Shop & for Renovation ) 10.25%
11 Education Loan 10.50%
 
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