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The Baroda City Co- Operative Bank, Baroda Gujarat
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  loan interst rate Loan & Advances Interests Rate

RATE OF INTEREST OF DEPOSIT w.e.f. Dt.01.1.2019 (BOD RESO. NO.20 DT.31.12.2018)
 

Type of deposit

Period

Rate of interest(PA)

Rate for senoir citizen

Rate for registered trust (Rs.15 Lacs & Above)

Current

Na

0.00%

0.00%

0.00%

Savings

ON DAILY BALANCE

4.00%

4.00%

4.00%

Sabhasad bachat

ON DAILY BALANCE

4.00%

4.00%

4.00%

Fixed Deposit

45 DAYS TO BELOW 6 MONTHS

4.50%

4.50%

4.50%

6 MONTHS TO BELOW 12 MONTHS

5.50%

5.50%

5.50%

12 MONTHS TO BELOW 24 MONTHS

6.00%

6.50%

6.50%

2 YEARS TO 3 YEARS

7.00%

7.50%

7.50%

Laxmi Deposite
(Cumulative Deposit)

15 MONTHS TO BELOW 2 YEARS

5.75%

6.25%

6.25%

2 YEARS TO 3 YEARS

6.75%

7.25%

7.25%

Savi-fix deposit

30 DAYS TO 180 DAYS

4.25%

4.25%

4.25%

181 DAYS & ABOVE

5.25%

5.25%

5.25%

Note :
  • MONTHLY INTEREST ON DEPOSIT FOR THE PERIOD 1 YEAR & ABOVE.
  • SENIOR CITIZEN DEPOSIT IN JOINT NAME ACCEPTED BUT FOR BENEFIT OF EXTRA INT. OF 0.50% FIRST NAME MUST BE SENIOR CITIZEN.
  • LAXMI DEPOSIT FOR 15 MONTHS TO UPTO 36 MONTH
  • RECURRING DEPOSIT 12 MONTHS TO UPTO 36 MONTH & LOAN IS NOT ALLOWED. ON WITHDRAWAL BEFORE MATURITY SAVING RATE WILL BE APPLIED.
  • DEPOSIT OF TRUST ARE ACCEPTED UNDER BOMBAY PUBLIC TRUST ACT 35 (1) Dt.01.05.1961 OF GUJARAT STATE.
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