Outstanding Balance as on 31-3-2002 of different types of Advances with numbers of Accounts :
 
Sr. No Description Outstanding Rs. as on 
31-03-02		 Outstanding Rs. as on 
31-03-03		 No. of A/cs

1

 Guarantee Advance 2,46,69,083.75   1,92,98005.24    1494  
2 Housing Loan 1,89,28,118.41   1,55,95,378.71   207  
3 New Housing Loan 16,21,78,654.96   15,06,17,339.05   618  
4 Fixed Deposit 6,70,53,200.41   9,13,61,538.96   2074  
5 Ornaments 2,52,36,321.25  

2,48,78,040.75  

 1029  
6 Hire Purchase 14,73,17,600.59  

10,62,20,834.41  

 2585  
7 CC / OD 70,92,90,203.48   71,37,22,381.11   1163  
8 Govt. Securities 14,92,735.00   14,91,604.00   46  
9 Cheque Discount 36,33,830.00   7,75,439.76   11  
10 Staff Food Grain Loan 5,28,388.00   5,31,110.00   118  
11 Bajpai Swarojgar Yojana 38,08,112.00   27,84,305.45    100  
12 Bills Purchase 6,51,452.00   6,51,252.00   1  
13 Willson Hire Purchase 2,66,238.00   -------   ----  
14 Educational Loan 3,01,226.00   13,08,411.00   3  
15 Staff Welfare Loan 1,84,650.00   52,250.00    3  
  Total Rs. 116,55,39,813.85    112,92,87,890.44    9452  
 
Rate of  Loan/Advance :
 
Slab (Rs.) Interest Rate (%)
Upto 25000 12%
25001 upto 500000 13%
500001 upto 1000000 14%
Above 1000001 15%
 
 Note :
For Professional persons like Doctor, lawyer, Architect, Engineer :
 
Slab (Rs.) Interest Rate (%)
Upto 500000 (Education Loan -  Overseas) 12%
Upto 1000000 12%
Above 1000001 13%